Can a student get a credit card?
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M$3 Answers
Yes, credit card companies are making it easier for students to get credit cards regardless if the student have a job or not. Most cards are marketed as "student cards". The goal of these companies to acquire customers for a long time until they are no longer students. For those students who don't have a job or won't be able to provide income verification can get low-interest credit cards, prepaid cards and re-loadable prepaid cards that lets you add money to your account.
These are the type of credit card for college students:
* Cards with low initial balance - many companies provide low initial balance credit card that ranges from $200 to $500 without income verifications. Example of this is the Discover Student Card which offers higher balance based on credit report.
*Secured Credit Building Cards - big companies like Orchard Bank issue secured cards to student without the need to prove income or check credit.
*Prepaid Credit Cards
*Reloadable Prepaid Credit Cards
You can choose the best college student credit card for you at:
http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/
sources:
http://www.ehow.com/list_6132566_student-credit-cards-income-requirements.html
http://www.moneybluebook.com/the-best-student-credit-card-rewards-and-offers/
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M$Citi Dividend Platinum programs arranged for college students could be beneficial if they've never had one before. It is not a requirement to get a job first before you could get a credit card, but after you study, your ability to hold a steady job can improve the likelihood of getting approved for a good credit history. On the other hand, having no debt means using credit responsibly.
For more information, please see:
https://creditcards.citi.com/credit-cards/citi-platinum-select-visa-card-for-college-students/.
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$http://www.buildingcreditforstudents.com/
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