1 year, 9 months ago
What are the banks that can buy-out my credit card balance with an interest free period?
Hi guys I currently have a credit card with a bank and it has been canceled I went over the limit in arrears whilst sick and out of work, now back at work and paidd $1000+ off it and back under limit ,now having trouble again (still under limit) on repayments and this company have a call center offshore who wont stop calling me its the same woman all the time ,she does not understand hardship. Credit card limit is $9000 and this is the only debt I have. Please help, thanks!!
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M$1 Answer
Hello there @edwardclint!
I think the best thing you should do first is talk to the representative the next time she calls you. I know she can give you the best advice on what to do or what your options are so you can settle your credit card balance without looking for another debt. Well that's the first thing you must do. If it doesn't work and you feel like you're being harassed then http://americanfinancialservice.org/ may help you. I actually don't know of any particular bank but http://americanfinancialservice.org/ is a good site. Here's a part of what they are saying.
"One Low Monthly Payment
Settle Debt for Pennies on the Dollar
Debt Relief in 12-48 months
No Credit Check required
What is Debt Settlement?
Our Debt Settlement Program is actually quite simple. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you could end up paying a fraction of the debt. We will set you up with an affordable monthly settlement program payment, which is determined on a client-by-client basis between you and a counselor at American Financial Service. Based upon what you are able to pay each month into your settlement account, we can estimate how many months you will be part of the program, and ultimately get back on the path to financial freedom. More..."
Contact:
800.931.4237
Please check the site and try calculating your debt by using AFS debt calculator. Btw, I tried calculating your $9000 debt to be paid in 48 months, you'll be surprised with the result. Here it is!
Total Unsecured Debt - $9,000.00
Months to Pay Off - 48
Interest rate - None
Extra Interest Paid - None
Monthly Payment - $153.08
Your Total Cost - $7,347.60
Good luck!
I think the best thing you should do first is talk to the representative the next time she calls you. I know she can give you the best advice on what to do or what your options are so you can settle your credit card balance without looking for another debt. Well that's the first thing you must do. If it doesn't work and you feel like you're being harassed then http://americanfinancialservice.org/ may help you. I actually don't know of any particular bank but http://americanfinancialservice.org/ is a good site. Here's a part of what they are saying.
"One Low Monthly Payment
Settle Debt for Pennies on the Dollar
Debt Relief in 12-48 months
No Credit Check required
What is Debt Settlement?
Our Debt Settlement Program is actually quite simple. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you could end up paying a fraction of the debt. We will set you up with an affordable monthly settlement program payment, which is determined on a client-by-client basis between you and a counselor at American Financial Service. Based upon what you are able to pay each month into your settlement account, we can estimate how many months you will be part of the program, and ultimately get back on the path to financial freedom. More..."
Contact:
800.931.4237
Please check the site and try calculating your debt by using AFS debt calculator. Btw, I tried calculating your $9000 debt to be paid in 48 months, you'll be surprised with the result. Here it is!
Total Unsecured Debt - $9,000.00
Months to Pay Off - 48
Interest rate - None
Extra Interest Paid - None
Monthly Payment - $153.08
Your Total Cost - $7,347.60
Good luck!
images:
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
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