Where can I find more information on credit repair?
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These are some guides and tips on how to repair your credit:
1. Secure a copy of your credit report from a credit bureau. Check if there are any discrepancies or errors, if you found one write to the bureau and ask them to correct the mistake.
2. If your bad marks is due to your outstanding debts, pay them off fast. Pay first those with highest interest rate.
3. If you have overwhelming debts, get in touch with a nonprofit credit counseling organization to work out a plan for you. They will help you consolidate your debts and contact your debtors to lower your finance charges.
4. Avoid any services that offer your credit repair or loans for they might plunge you into more debt.
5. Close your credit accounts and cut up the cards. You can sell valuables or liquidate your assets to pay off your debts.
6. Work closely with your credit counselors to pay all of your debts. For the meantime, live a life that will help you re-establish good credit like paying your rent and utilities or your mortgage promptly. Live in the same residence and job, have savings accounts and checking accounts and make a budget. See to it that you stick to your budget.
7. After you have settled all your debts, apply for a new credit card to build a good credit history.
8. Pay off your balance of your credit card monthly and use the card responsibly.
9. If you don't qualify for a regular credit card, apply for a secured credit card.
source:
http://www.ehow.com/how_117172_fix-credit.html
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
M$
http://www.credit-repair-mom.com/help-with-credit-repair.html
You can leave an optional "tip" with Mahalo's virtual currency, Mahalo Dollars. If you are asking a difficult question that might require some research, or if you'd like a wide variety of feedback, a higher tip often leads to more answers to your question.
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